HL-40128
Step 4 · Obligations and DTIstate
held
file 1 of 108
interrupt
conflicting_extraction
conflicting extraction
waiting
12m
astro · paused
conflicting_extraction
Two sources give a different monthly payment for the auto tradeline. Which is the true source?
What the run already has
credit report pg 3tradeline 4 · $612.00
lender statement pg 1current amount due · $584.19
The outcome is unchanged either way
DTI moves 41.2% to 41.6%. Both sit under the 43% policy threshold, so the outcome is unchanged either way.
Everything above came from the run — no document reading required. If answering this needs the loan folder, the payload is incomplete and that is a spec defect rather than a training issue.