HL-40190
Step 2 · Credit readstate
held
file 6 of 108
interrupt
conflicting_extraction
conflicting extraction
waiting
2m
astro · paused
conflicting_extraction
Two housing history entries overlap for the same 14 months. Which one is current?
What the run already has
application pg 1Rented · Mar 2024 to present
credit report pg 2Owned · Jan 2023 to present
The outcome is unchanged either way
Changes the housing-history read at step 2, which feeds derogatory handling. No effect on DTI and no effect on the outcome.
Everything above came from the run — no document reading required. If answering this needs the loan folder, the payload is incomplete and that is a spec defect rather than a training issue.