HL-40049

audit chain

approve · $95,000

Fields with a page citation

100.0%

computed fields excepted · 11 of 11 extractable fields

Bundle

0.12.0

stamped on this decision · INV-9

3 of the 14 fields are computed, and those resolve to their inputs and a named formula rather than to a page. That is the stated exception behind this figure, not a gap in it.

Down to the evidence

every recorded field · INV-1

Recorded fields with their provenance and checker status
field	value	step	resolves to	checker
BorrowerName	Nakamura, K.	File intake	application pg 1	agreed
Occupancy	Primary residence	File intake	application pg 1	agreed
CreditScore	748	Credit read	credit report pg 1	agreed
HousingHistory	Owned, 6 yr	Credit read	credit report pg 2	agreed
WageIncome	$9,240 / mo	Income orchestration	paystub pg 1	agreed
SelfEmployment	None	Income orchestration	tax return pg 1	not applicable
RentalIncome	$1,100 / mo	Income orchestration	Schedule E pg 3	agreed
InvestmentAccounts	$41,300	Income orchestration	statement pg 2	agreed
TotalObligations	$2,840 / mo	Obligations and DTI	credit report pg 3	agreed
QualifyingPayment	$1,206.44	Obligations and DTI	computed · qualifying_payment	agreed
DebtToIncomeRatio	38.9%	Obligations and DTI	computed · dti	agreed
PropertyValue	$612,000	Consumed collateral	appraisal pg 1	agreed
LoanToValue	70.4%	Consumed collateral	computed · ltv	agreed
FloodZone	Zone X	Insurance and flood	determination pg 1	agreed

Up to the authorisation

INV-9 · the chain a reviewer arrives for

decision HL-40049 · approve $95,000

└ bundle 0.12.0 · signed s.mendo

└ promoted by attempt Add title review, and show the checker the obligations

└ evidence 96.4% ±1.2, n 12

└ against baseline 92.4% ±2.0, n 5

Open the attempt See what that bundle changed

This is the examination artifact. A reviewer who was not in the room can start from a decision, reach the page a value came from, and reach the experiment that authorised the agent which produced it — without asking anyone a question.